Decide if debt negotiation is right for you Since debt negotiation is a near last resort, you must decide if your company has exhausted all other options. You may want to consider selling off part of your business or scaling down operations. If you can't achieve this, debt settlement may be the best option.

I recommend:  Financial Firebird Corporation provides an online questionnaire to help you decide if debt settlement is the best alternative. Clear Debt Solution, which provides a debt analysis calculator, contacts you to discuss your results based on the information you provide.

Seek the help of debt settlement services Debt settlement information is overwhelming; it's best to leave debt negotiation to the professionals. The better the company, the easier clearing your debt will be.

I recommend:  American Finasco Incorporated boasts over 30 years of combined debt settlement experience working with businesses of all sizes. CuraDebt, Inc. sets itself apart from the pack with a team of psychologists, lawyers, financial advisors and credit arbitration experts working on your side.

Rebuild credit after debt negotiation After debt negotiation, bruised credit haunts businesses. The only thing to do is build it back up again. You can either do this by yourself or seek the help of a respected credit building company. The best way to restore business credit and earn a high credit score is to pay your bills on time. The more positive accounts you have that report to a credit agency, the better.

I recommend:  The website RentREPORTERS helps you build your credit by verifying current rent payments, including commercial rent, and reporting them to the credit bureaus. Choice Credit Group offers professional help for businesses that need to build positive credit.