Debt Consolidation Online · See Your Savings in 10 Minutes
www.CareOneCredit.com
Eliminate Your Debt in 12-36 Months No Credit Check or Loan Required!
NationalDebtSolutions.net
Lower debt Up to 73% (10K Min Debt) Fast Approval With No Loan Needed!
www.NewLifeDebtRelief.org
Managing Over 1.7 Billion of Debt 100% Money Back Guarantee
www.creditsolutions.com
Reduce debt by 60%. Be Debt free in as little as 1 year.
Free Quote | Debt Settlement | Debt Relief | Learn More
BestDebtRepair.com Save Rate




Roll all your unsecured debt into 1 low monthly payment. Save 50-75% Monthly, be Debt Free in 12-24 Months.
Free Quote | No Obligation | Save Thousands | 1 Easy Payment
DebtApply.com Save Rate




Regain control. Be debt-free. We are a fully accredited nonprofit CCCS agency you can trust. Member NFCC and BBB. Free confidential budget analysis.
www.ClearPointCreditCounselingSolutions.org Save Rate




Low Interest and Manageable payments. Be debt free in 18-24 months. Free debt analysis. No Obligation quote. No bankruptcy. Apply and call today!
DebtConsolidation | Refinance Quote | Debt Settlement | Contact Us
www.solidgroundfinancial.org Save Rate




Consolidate Debt, One Low Payment. Not a Loan. Free Consultation.
www.incharge.org
Reduce Your Debts by Up to 60% Debt Reduction Guarantee.
FreedomDebtRelief.com
America's Choice for Debt Relief™ Same day approval.
www.ClearDebtSolution.com
Cut Debts to Save Much More. Cut Payments & Debts in Half!
FreedomFinancialNetwork.com
Provider of consumer debt consolidation consulting and quotes.
1-click-debt-consolidation.com
Provider of debt consolidation advice and services.
www.1-debt-consolidation-advisor.com
Non profit nationwide debt consolidation company. Helping families and individuals consolidate their debt through credit counseling.
www.3debtconsolidation.com(Paid)
Counselors can secure you benefits not usually available to credit consumers: lowered monthly payments, lower interest rates, stopped late charges, and waived over the limit fees.
www.ameridebt.org
Reduce debt by 60%. Be Debt free in as little as 1 year.
Free Quote | Debt Settlement | Debt Relief | Learn More
BestDebtRepair.com (Paid)
Debt management company with offices in Carlsbad, CA. Offers a free debt management comparison quote online to consumers looking to get out of debt.
www.caprocessing.com(Paid)
Credit repair, debt negotiations and online credit evaluation.
www.carreonandassociates.com
An IRS approved 501(c)3 Non-Profit Organization; we specialize in free credit counseling for individuals and families. Free debt consolidation program to all our new internet clients.
www.cccamerica.org
Debt management with case managers and educational program.
www.cccsme.org
A website where individuals can explore options for debt relief and find answers and professional advice regarding their financial obligations.
center4debtmanagement.com
Regain control. Be debt-free. We are a fully accredited nonprofit CCCS agency you can trust. Member NFCC and BBB. Free confidential budget analysis.
www.ClearPointCreditCounselingSolutions.org (Paid)
Train employees to speak effectively, listen well and know how to negotiate with customers to ensure customer retention and debt collection..
www.connectedlearningsys.com
Non-profit community service agency. Purpose is to help people who are in financial trouble solve their debt problems by advice and counsel or through our debt management program.
www.consumercredit-dm.com
Counseling consumers to organize credit, manage money to avoid bankruptcy.
www.credit.org
To offer the best services in guiding consumers to the road of financial stability and independence, helping creditors work with consumers to extinguish debt obligations, and offering employers a way to reduce employee stress.
www.creditadv.com
Provide professional, unbiased, confidential, and consumer-oriented credit counselling services in: personal debt management and reduction, alternatives to personal bankruptcy, budgeting and money management, credit re-establishment.
www.creditcanada.com
Acquires, via purchase, assignment or joint venture, distressed financial portfolios.
www.creditgroup.com
Offers financial articles about debt consolidation. Includes debt management relief options and program loans for consumers with bad credit.
www.creditloan.com(Paid)
Debt consolidation, bankruptcy help, past due tax debt, & credit repair consultation.
www.creditrepairsecrets.com
Debt consolidation resources including checklists, options, credit reports and consolidation loans.
www.debt-consolidation-online.com
Debt Consolidation Tonight provides qualitative information on effective debt consolidation and debt management opportunities.
www.debt-consolidation-tonight.com(Paid)
Developer of a debt negotiation and consolidation program to help avoid filing bankruptcy.
www.debt-pros.com(Paid)
Provides debt management solutions and credit counseling.
www.debt-solutions.net
Experience in banking, mortgage, and debt arbitration.
www.debt-specialist.com
Struggling with your debt and not knowing what to do? Our site provides valuable insight and solutions to your financial problems. Visit us today.
www.debt10.com(Paid)
Debt consolidation solutions from a UK debt specialist. IVAs, debt management, debt consolidation and free debt advice
www.debtadvisersdirect.co.uk(Paid)
Roll all your unsecured debt into 1 low monthly payment. Save 50-75% Monthly, be Debt Free in 12-24 Months.
Free Quote | No Obligation | Save Thousands | 1 Easy Payment
DebtApply.com (Paid)
All credit repair programs created by a Certified Debt Collector and Behavioral Analyst; credit repair, credit report and credit card resource center.
www.debtbusters.org
Provider of individual debt consolidation and reduction advisory services.
www.debtconsolidationloanscentral.com
Non-profit consumer credit counseling service specializing in debt consolidation and restructuring.
www.debtconsolidators.org
Debt Free 24 specializes in providing credit card debt consolidation loans to people in need of debt help.
www.debtfree24.com(Paid)
Consulting company to solve debt problems; help to negotiate settlements, interest reductions, and payment arrangements.
www.debthelp.com
Helping families and individuals consolidate their debts. You are not alone. Consolidate your debt today.
www.debthelp.net(Paid)
Advises clients on issues related to risk assessment, portfolio marketing, pricing and other strategic issues.
www.debtmarketplace.com
Debt relief resources and advice for consumers. Find the right debt consolidation and debt management solutions.
www.debtreliefcenter.org(Paid)
DebtZapper helps consumers legally eliminate debt, obtain debt consolidation loans, get help with debt negotiation, find debt relief solutions in US.
www.debtzapper.com(Paid)
Delray Credit Counseling specializes in debt consolidation and credit counseling services.
www.delraycc.com(Paid)
Information on credit bureaus, credit reports, debt control, expense reduction, & credit restoration.
www.edonline.com
Help to reduce or stop interest, stop late and overlimit fees, and lower the required monthly payment necessary to satisfy creditors. Credit card debt, and other unsecured debt, consolidated into one monthly payment
www.familydebt.org
Site providing links and information designed to show consumers how to obtain copies of their credit reports, check their credit history online, and repair bad credit.
Credit Repair | Credit Tips | Credit Glossary | Credit News
www.free-online-credit-reports.net(Paid)
Provides free, confidential debt repayment assistance for quick, convenient access to help with financial concerns.
home.fuse.net
National, nonprofit organization offering free debt management and educational programs that help financially distressed families and individuals effectively manage their finances.
www.genus.org
Nation’s first non-profit, Internet-based financial counseling and services organization previously known as Debt Counselors of America. Helps people overcome their money troubles through education and special programs. Site includes online calc...
www.getoutofdebt.org
Consolidate all your unsecured debt into one single payment with a Harrington Brooks secured loan.
www.harringtonbrooks.co.uk(Paid)
Debt consolidation with legal department and experience in dealing with creditors both large and small.
www.help-consolidate-debt.com
free credit counseling available; analysis of your personal financial situation; debt management program for unsecured debt.
www.helpwithdebt.com
UK based financial management consultant offering a range of solutions for debt consolidation and debt management, tailored to the client’s needs.
www.kensingtonfinance.co.uk(Paid)
Provides debt consolidation loans and free debt consolidation advice.
www.mortgageloan.com(Paid)
Delivers world-class, quality risk management and financial services solutions.
www.nationalrevenue.com
Low Interest and Manageable payments. Be debt free in 18-24 months. Free debt analysis. No Obligation quote. No bankruptcy. Apply and call today!
DebtConsolidation | Refinance Quote | Debt Settlement | Contact Us
www.solidgroundfinancial.org (Paid)
Provides buyers and sellers with an extensive line of services, including: consulting, portfolio marketing, risk assessment, industry research, education and publications.
www.solutions4debt.com
We Offer: loans, personal loans, secured and unsecured credit cards, credit cards, mortgage loan, credit reports, small business loans, automobile loan, & car refinance.
www.vipcredit.com
We are a not-for-profit credit and financial counseling group. Our aim is to help you eliminate your personal debt and to keep you debt free.
www.yourgfm.com(Paid)
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Debt Consolidation Online · See Your Savings in 10 Minutes
www.CareOneCredit.com
Eliminate Your Debt in 12-36 Months No Credit Check or Loan Required!
NationalDebtSolutions.net
Lower debt Up to 73% (10K Min Debt) Fast Approval With No Loan Needed!
www.NewLifeDebtRelief.org
Guide to Debt Consolidation Options for Home and Business Owners
Develop a strategy for getting the best debt consolidation deal possibleFor most debt consolidation options you will need to own equity in a piece of real estate. This real estate can either be a personal residence or a business property. The amount of equity on your balance sheet is going to influence how much of your business debt you will be able to consolidate, as well as what consolidation options you have.
The steps for selecting a business debt consolidation option that is right for you are as follows:
1. Download your personal and business credit reports.
2. Request quotes from lenders and debt consolidation brokers.
3. Analyze your options and select one that is right for your company.
Action Steps
The best contacts and resources to help you get it done
Obtain your personal and business credit reports to evaluate your debt consolidation terms
Credit reports on both your personal and business credit histories will impact what interest rates and debt consolidation programs you will qualify for today. Business debt consolidation programs may look both at your credit and your business' credit, or they may look at only one of these credit reports.
I recommend:
Use the Federal annual credit report program to request your free annual credit reports from TransUnion, Equifax and Experian. Debt consolidation companies use these reports to determine your credit worthiness and risk rate. Check D&B for your business credit reports.
Request quotes from debt consolidators and debt consolidation companies
When you request a quote from a debt consolidator, you will also generally receive debt consolidation information about several debt consolidation solutions. You will need to look at interest rates, fees, loan terms and restrictions for possible uses of the funds generated.
I recommend:
Access quote tools for small business debt relief and small business debt consolidation at Debt Consolidation Connection, Lending Tree, Business Capital or Commerical Debt Counseling Corp.
Determine if business debt consolidation is your best option
Business debt consolidation is not the only option you have. Changing your payment strategy for credit cards and other debt products can also impact the amount of debt you carry. Select the option that will allow you to meet your financial goals by identified deadlines.
I recommend:
CNN Money's Debt Reduction Calculator and Dinkytown's Debt Consolidation Calculator.
Tips & Tactics
Helpful advice for making the most of this Guide- You can lower the interest rate you are quoted by monitoring your credit score and waiting until it raises enough to qualify you for a lower rate before applying for a debt consolidation loan.







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